The solution is in building your own internet business using the expertise you have developed over many years of the 9-5 work pattern, positioning yourself as an "expert" in your chosen field. This could be from your vocation or hobby interests. With a little bit of investment in yourself and the internet resources necessary you can make a healthy income from home and do it in your way and according to your schedule. This could simply be supplemental income in addition to your retirement funds or you can build an income that reaches 6 figures and beyond. The key is finding the right mentors so you don’t waste a lot of time and start-up resource $$$$ spinning your wheels. That is what I have been researching in my spare time this past year since I may retire in about a year. More to come once my new website is complete.