Wednesday, September 28, 2011

Inflation Proofing a Retirement Fund is not Hard

Inflation Proofing a Retirement Fund is not Hard
“Through global diversification and disciplined rebalancing, you can get the inflation pickpocket out of your wallet and rest assured that no matter which way the economy slides, you stand prepared to emerge a winner.”  See the article for more information and suggestions on how to protect your retirement fund. 
Click on the title…

Tuesday, September 27, 2011

How to make $1,000,000 with $300 a Month

This one is for my younger readers ages 18 – 45, and perhaps a few parents who may wish to forward this to their children.  But it also has worked for retired people who started this program when they retired. They have such a nice nest-egg to leave as an inheritance for family.  They have lived well in retirement, not laviously but well.  This always works. 

Here it is: 

Start saving $300 per month as soon as you have a job where your employer will match your savings into a tax deferred retirement fund with at least 66% of your dollar amount, so you have a total $500 per month going into savings.  You can do this, $300 is just not that tough.  If self employed save $500 per month of your own income.  If you are retiring it will take about $450 per month.  You'll never notice it's gone, and it will just keep growing. 

So $500 per month for 30 years at an average of 10% growth rate per year, which a good financial consultant should make you. 

Result: if you start at 18 years old, you end up with $1,130,000 saved by the time you are 48 years old.  You are a millionaire and can retire early if you wish.  So start saving as soon as you can and leave the money alone for your retirement nest egg. Inflation-proof the fund by withdrawing only 4% per year which allows it continued growth.   

If you are retired you will leave a million for whoever you so choose.  What a great surprise for the kids and grandkids. 

The rest of the story makes it even much more appealing.  Sign up for our Safe Retirement Freedom Blog for more secrets to early and secure retirement.  Look in the box to the left of this post to join our group.  

Sunday, September 18, 2011

How to Retire When You Choose

http://saferetirementfreedom.blogspot.com/

Please join our fast growing group of like-minded  Babyboomers helping each other get to retirement sooner and with more security.  Sign up for email notifications and/or become a member of S.R.F. Blog.  I guarantee your satisfaction or you can opt out easily.  Taking a few minutes 2 or 3 times a week to check the latest updates will generate ideas that will help you make retirement happen as soon as you had hoped or sooner. There are ways to do this safely, whether you plan for 20, 25, or 30 years of retirement income.  We have been doing the research for 5 years now and we love to sharing what we have learned.    

Sunday, September 11, 2011

More Reflections and Looking Forward

Getting healthy has dominated my thoughts in recent days.  But today I find myself reflecting on ten years of living with the added stress of the War on Terror.  Some of my friends and family have been to the Middle East fighting this war.  So far they are still all with us. 

My son-in-law is a Captain in the Marines and has spent more time helping with this war than I like to contemplate.  His wife, our daughter Heather, has spent many months alone with two of our grandsons, now three.   Sometimes she is able to come home so we can provide support while Captain Cruz is away, but not always, so thank-goodness for cell phone and Skype video calls.

Our five children are in various stages of establishing a life for themselves in a double dip recession made worse by our current federal administration.  Fortunately they all have careers, or a job while finishing college.  For me this struggle at home is a domestic battle between the freedom of capitalism and the oppression of social progressivism.  The first produces jobs and hope.  The last brings stagnation, pessimism, and welfare dependence.
Mr. Obama evidently thinks if he says the same things louder and more forcefully in high profile gatherings like a Joint Session of Congress that we will eventually see his point of view.  It’s sad that he hasn’t seen the results of his past 2 ½ years in office as the economy stays in peril. 

One of the greatest things about America is that we can recover relatively quickly once the freedom returns to dream for the future.  Businesses will invest again, jobs will increase, and money will be available to get something done.  Hope will be reestablished as the magic of being American.  The atmosphere for growth will once again lead the world economy.  Instead of trickle-up-poverty we will have steady improvement of the standard of living in our country.

I look forward to the next ten years.  Most of them will likely be governed by a conservative mind-set.  I am sure it will be a better time for America.  The projects at ground-zero in New York will be completed.  Like the former twin-towers, Jeannie and I will go to NY to stand on the top and gaze off toward the Statue of Liberty and think about how fortunate we are to be Americans where we have the freedom to pursue life, liberty, and happiness.  The future is bright. 


Thursday, September 8, 2011

This was my first Podcast, ever--- Click below for the "Seven Pillars of Retirement Freedom"

This was my first Podcast, ever----My Website is now renamed the Safe Retirement Freedom Blog. Learn the Seven Pillars of Retirement Freedom.  Sure wish I had known these many years ago.  I should have started applying them 15 years earlier, but they have still done magic for our pending retirement.  The Podcast is about 10 minutes long.... Click on the link below...

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Thursday, September 1, 2011

Relaxation and Meditation Brings Peace of Mind & Body


For a few moments of quiet reflection, click on the picture to the right and scroll through the photos of beautiful scenery.  Breathe deeply and let stress float away.  When those worries creep back in as you go through your day, close your eyes if you are not driving, take a couple of cleansing breaths and remember your morning session of feeling peace.  Enjoy...