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Tuesday, July 24, 2012

Buying Our Retirement Home in the Country near Boise Idaho



We bought our new home in the country outside of Boise Idaho a few months ago. We are excited to have room for family gatherings and 3 acres for the grandkids to run around and have fun. Jeannie and I can live on the main level, kitchen, master, office and all needs met. No stairs to negotiate when we get "old". There is plenty of property for our organic garden and orchard.

Views to die for; farms and orchards in the Payette River Valley. Blue sky, sunshine, and very little snow. The appraisal came back hirer than what we are paying, with $21,000 of new landscaping just installed.

We learned huge lessons that may help others who are contemplating retirement. If you buy your retirement home early enough you can qualify at current salary. Most retirement income is not substantiated for a year or two after leaving employment. Your options are limited if a mortgage is involved until you can prove your retirement income. That's why many retiring couples buy smaller condos for which they qualify or they must live mortgage free.

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1 comment:

  1. Happy Birthday! Jan and I are enjoying Atlanta but it sure is humid! I miss the mountains. We are planning to move to the Boise area as soon as Jan retires July 2013. We will be looking at homes soon. See you there! Jan and Cara Lee M. putt.manwaring@gmail.com

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