Thursday, January 16, 2014

Reinstated Online Businesses as of Today 1/16/2014

If you have been following my transition from my career as an educator to "retirement" you already know that I am a proponent of at home online business once someone retires.  If I have been wise I should now have multi-streams of income during retirement with some of them not the dreaded "fixed" income which can erode due to inflation.  

Here is the list of incomes available to me:  Pension, Annuity, Savings (most of which are heavily invested in stocks), Social Security (which we have not started to draw upon), and two online businesses, 1) Weight Loss Coach, 2) Retirement Freedom online tutorial teaching BabyBoomers how to use the internet to build a home based business that grows exponentially over time.  The Retirement Freedom component has morphed into a consulting business as well.    
 

Now that we have relocated to Idaho to be closer to grandkids, and I am sufficiently recovered from my surgeries, my time has loosened up so I am reinstating my online businesses.  The sordid details including income potential will be shared with my email group so sensitive information is protected.  To join the email group sign up in the box beside this post.  Jeannie and I hope you will join us in this retirement income adventure.     

Monday, January 13, 2014

BabyBoomers Spending Time and Resources on their Motorcycle/Bucket List


What does motorcycling do to us BabyBoomers?  Is it the wind in our hair, if we are fortunate enough to still have some, or the feel of freedom riding swiftly down the highway?  Whatever it is, seems more and more BabyBoomers are buying motorcycles with their discretionary funds, even in cold country like Calgary Alberta.  Click below for a fun article about the trend:  

http://www.calgaryherald.com/life/Baby+Boomers+riding+through+retirement+motorycles/9378548/story.html

Thursday, January 9, 2014

My 4 Month Ordeal Going Through 3 Surgeries

I have been a convalescing slug for the past four months.  I have been through three separate surgeries to repair my sinuses, my wrists, and my right elbow Ulnar nerve.  By far the most difficult has been the last surgery on my elbow.  It had been hurting for years but we thought it was arthritis and treated it accordingly.  The meds and an occasional shot were helping but finally the pain was so intense my orthopedic doctor suggested the Ulnar surgery.  

Nerves heal very slowly.  It has been two months since I had the elbow cut open and a badly trapped nerve moved so it could function properly.  I have spent many days flat on my back "recovering" and just recently started to get the enthusiasm back for going through normal daily procedures like shaving and brushing teeth.  Now keep in mind that I was doing this with my non-dominate left hand.  

The pain meds they had me on made my tummy and digestive system rebel.  As you can tell it has been an unwelcome ordeal.  One of the good things from all this is I have lost 35 pounds and had no trouble staying on my diet since my stomach wasn't enjoying most food anyway. 

But alas, I am coming out of it with hope for the future and renewed zeal for my retirement projects.  My creative juices have ignited once again.  I wake up thinking about how I can share what I have been learning since I retire in July 2012 at the ripe young age of 60.  The method I use to share or teach is the wonderful world of social and online business media.  It literally brings people together from all over the world.  Recently one of my blog posts had 240 "hits".  

I will be writing and producing daily for my blogs, podcasts, YouTube Channel, and Pinterest.  All  of the information about how to make money online by monetizing your sites will be copyright protected and available to my email group.  This will provide better cyber-security for all of us.  So if you haven't already done so please sign up for the email group in the box next to this blog post.  Your email address will be secure and never shared.  

I have a new podcast that will only be announced to the email group in the near future.  I'll give you a hint:  I am updating my original podcast entitled "7 Pillars of Retirement Freedom" to include details of how we have done since we left the world of corporate employment.  It was a bit scary but we certainly made the right choice and have grown our nest egg successfully.  Hopefully our experiences will benefit others or at least spawn some creative thinking about your own future possibilities. So sign up and stay tuned.               

Thursday, December 26, 2013

Christmas 2013 --- VanOrden FAMILY FUN

We were able to be together with 4 of our 5 adult children for Christmas.  Our daughter Heather and her husband Miguel are stationed back East near Wilmington North Carolina. Skype helped us feel close to them for about an hour on Christmas afternoon.   The wonders of technology making the world smaller all the time. 

In the picture below from left to right are: Dan, Mike, Amara, Jeannie, me, Jason.  We are so blessed to have wonderful children and proud of the good they are accomplishing in their lives.  We hope the new year will bring many opportunities and successes for all of our friends and extended family.  Onward to 2014...

Thursday, November 21, 2013

Retirement Brings an Increased Awarness of Health Needs and Worries about Obamacare

I haven't been able to write for some time.  My right arm has been "disabled" due to Ulnar nerve damage that required surgery.  That took place 6 days ago on November 15.  Turns out my Ulnar nerve was badly pinched.  My doctor was able to "release" the nerve without having to relocate it. 

Currently, I am in a soft cast that immobilizes  my right elbow while the incision heals.  The pain will subside as time passes and the Ulnar nerve heals now that it is no longer compressed at the elbow joint.  The pain is bad, but I am on the path toward healing.   

If I had not retired and moved from Alaska to a more reasonable health-costs area we would have been spending way too much on getting my body up to snuff so we can enjoy retirement.  We have saved $1000's simply by being able to use network providers for all of our aliments. 

 I can't swing a golf club right now so I go with my wife Jeannie as a spectator/coach.  She prefers the spectator more than the coach but is getting used to constant scrutiny as she makes her way around the course.  I have to say she has made three years progress in one years time.  Her golf game is becoming quite savvy.  We really enjoy getting out on the course in the fresh air.



In the past few months I have been through three surgeries.  Even though it has been a real ordeal for my body, it has all been essential for future quality of life.  Thus far Obamacare has not impacted our health care decisions.  However, I am a bit worried about potential increases in premiums.  I also worry about the possibility that fewer providers will be available to us on our network.  My final concern is how we will be impacted when we go on Medicare in a few years. 

From what I am hearing, it has been hard to find any part of the U.S. population that has been benefited by Obamacare.  My hope is that our elected officials can make necessary changes to the law so we can rest assured we will be able to access and afford the care we need during our golden years.                  

Sunday, October 13, 2013

BabyBoomers as Entrepreneurial Wizards --- A Generation that Knows how to Think for Themselves

BabyBoomers make pretty dang good Entrepreneurial Wizards --- A Generation that knows how to think for themselves, has the money needed, and the nerve to step out and take action.  Click below for more:
http://www.DelawareOnline.com/apps/pbcs.dll/article?AID=/201310130345/BUSINESS08/310130019

Monday, September 30, 2013

Baby Boomers Worry About Health Insurance in Retirement

The link is to a good article about issues Baby Boomers are thinking about as they prepare for retirement and some interesting statistics about how they wish to have their healthcare during their senior years.  This is a good article for the children of baby boomers to read so they know what their parents may wish and need.  Click below: 
http://www.benefitspro.com/2013/09/25/boomers-worry-about-health-insurance-in-retirement

Wednesday, September 25, 2013

THE SWEET SCENT OF WELLBEING: Coconut-Lime by Jeannie Snow VanOrden



I have reached an important six year anniversary.   Oddly, I was reminded of this vital milestone while cleaning out the guest bathroom. The bathroom needed to be cleaned in preparation for our next visitors scheduled to arrive sometime in November. My daughter, having left for graduate school at Appalachian State University, abandoned a number of bottles of lotion, body wash, conditioner, and shampoo.  Some bottles I just tossed others I sniffed to see if they were worth keeping for my own use. 

There it was a near empty bottle of Coconut-Lime Shampoo.  The scent struck me with a vivid array of sensations and images.  I realized that it has been six years since I finished cancer treatment and a series of biopsies showed that the tumor was gone.  My youngest sister’s gift to me just as I was starting cancer treatment in the summer of 2007 was a set of bathing products including Coconut-Lime Shampoo from Bath and Body Works.

Because I would not be able to get adequate treatment for my particular brand of cancer in Anchorage, Alaska I had to leave behind my home and family so I could be treated at Huntsman Cancer Center.  During that summer my husband and children pampered me and worried over me. My two older sisters housed me, cared for me, and watched over me as I endured chemotherapy and radiation treatment for a tumor in my tongue (a saliva gland gone wrong.)   

Daily I was bathed in coconut-lime.  It is remarkable how powerfully a scent can infuse and even give more significance to our memories.  The scent of coconut-lime brings to mind the loving care I experienced from so many people and the relief I felt over the next six years as I gradually recovered from the devastating side-effects of radiation.

Cancer treatment was wretched. But mostly I don’t think of the awful times at all.  I catch a whiff of coconut-lime and I feel a sense of wellbeing that comes from being carried along by powers above and beyond me. I’m also reminded of the importance of gently and aggressively caring for myself so that I can have the energy and wellness to enjoy life and help others enjoy life.  

This is a crucial reminder for the “retirement” phase of life.   I have been an active person: dancing, hiking, water-skiing, yoga, biking, boating, golfing and more.  I want to keep being active well into my old age, to stay as young as possible for as long as possible, able to enjoy activities of all kinds with my children and grandchildren.  However, I have realized in the last couple of years that I have a stubborn resistance to getting to the doctor in a timely manner.  With health issues great and small this can easily lead to crippling or even life threatening problems

In the spring of 2012, I had a two month bout of bronchitis that I neglected until it became pneumonia.  I finally got to the doctor and was treated with antibiotics but it was too late.  Within a week the pneumonia exploded in my lung.  I ended up in the hospital with a high temperature, racing pulse, crushing pain in my chest and sepsis; all because I was just too busy to take time to get to the doctor early on.

We don’t need to be hypochondriacs but we do need to take better care of ourselves.  We all eat too much, move to little, and wait too long to take care of symptoms that would be much easier taken care of early.  Thank goodness I didn’t do that with cancer, if I had, I would be dead.

Many of you may have followed my husband’s experience with carpal tunnel surgery.  It is a condition that is pretty common. I don’t know when exactly the right time for any one individual to have carpal tunnel surgery is, but I do know that once it starts eroding your quality of life it is not going to get any better without serious treatment.   Interestingly, Ralph has now found that he has a pinched ulnar nerve in his right arm and this very likely could not have been discovered without first resolving the carpal tunnel problems. 

Much of this first year of retirement has been spent addressing a number of health issues that have been a drag on our quality of life.  I am so grateful for the excellent healthcare professionals we’ve found who have compassionately and aggressively addressed our needs.  I’ve also learned to be more articulate and assertive when discussing my health issues.   In the long run prevention, early treatment, and good communication with our healthcare providers reduces our suffering and saves us money.   

There is nothing noble about suffering unnecessarily or stubbornly avoiding doctor visits. 
I’m going to restock my supply of Coconut-Lime bath products to be a sweet and vivid reminder of how good it feels to take care of myself, to be cared for, and to care for those around me.   Whatever inspires a sense of wellbeing for you, get it, and get as well as you possibly can as soon as you can.  It will make you and everyone around you happier. 

Tuesday, September 24, 2013

Starting a Retirement Business Can be Risky and Rewarding

Some BabyBoomers are using savings nest-egg funds to finance their own retirement business.  It's pretty risky and a huge dose of due diligence should be used before going forward.  Diligently do research separate from celebrity or friend's endorsements.  The best question is to evaluate whether you can manage in retirement if the business venture fails. 

Click on the link below for a great article about BabyBoomers starting their own businesses.      

http://www.usatoday.com/story/money/columnist/brooks/2013/09/23/retirement-entrepreneur-401k-pension/2833897/

New Post at my Weight Loss Blog

New Post at my Weight Loss Blog---It's time to make serious progress toward my goal to get to 199 pounds from my peak of 280.   Click below for the story: 

 http://weightlosspowerusers.blogspot.com/2013/09/lost-3-pounds-this-week-heres-menu.html